In-person crypto transfers in Australia
Many Australians still settle small payments in person with cash, bank transfers or cards. Bank branch closures, fewer cheque books and intermittent branch ATM access push more day-to-day payments online—but crypto can still work face-to-face when both people use a wallet they control. cxcash.app is a non-custodial browser wallet; this page explains what it can and cannot do for in-person payments in Australia, without promising local rails we do not ship.
What works in the wallet today
Receive → pick BTC, ETH, LTC, DOGE, BCH, SOL, TRX, EVM assets, or CXCASH on Aztec. You get a QR code and an address derived on your device. The payer scans or copies that address from their own wallet—there is no cxcash.app cashier mode and no AUD conversion in-app.
Send → scan a QR or paste an address, choose amount and (for UTXO chains) a fee speed, then confirm. Double-check the asset network before you tap confirm; on-chain sends cannot be reversed.
CX Pay checkout links (from cxpay.cash) let a merchant share a payment request you open in the wallet. That flow is the same worldwide; it is not an Australian-only product feature.
What we do not offer
- AUD accounts, Australian bank deposit or withdrawal, or cash-out to local rails inside cxcash.app
- EFTPOS, tap-to-pay cards, or ISO 20022 bank messaging
- Tax, legal or licensing advice for Australia—or any jurisdiction
- A guarantee that every Australian merchant accepts crypto
Buying crypto with fiat may be available on CoinExchange.cash under its own terms; that is separate from the wallet app.
Larger trades and escrow
Peer-to-peer offers with escrow rules shown in the CoinExchange app live on CoinExchange.cash trades. CXCASH itself is a private Aztec token you receive to your own address when you buy on CoinExchange.cash; see Aztec wallet for address setup.
Security habits for in-person payments
Show your Receive QR only after you have unlocked the wallet and selected the correct coin. Ask payers to send a test amount first when trying a new counterparty. Never share your recovery phrase or wallet password. Read how self-custody works.
Related: wallet features · install as a PWA · supported coins
Machine-readable: /supported-assets.json
FAQ
Does cxcash.app support Australian dollars (AUD) or bank transfer?
No. The wallet holds on-chain assets you already own. It does not offer AUD balances, BPAY, PayID, or Australian bank payout in the app today.
How do I pay someone face-to-face in Australia?
In the wallet, open Receive and show your QR for the asset they are sending, or use Send to scan their QR. CX Pay checkout links from cxpay.cash work the same way when a merchant shares a link or code.
Can I use cxcash.app like EFTPOS or tap-to-pay at a shop?
No. Checkout still requires a supported crypto payment flow (wallet QR, scan, or CX Pay). The app does not issue cards or settle in AUD.
Do I need Australian ID to create a wallet?
No account, email or ID is required to create or restore a wallet on your device. Exchanges you use to acquire coins may apply their own verification.
Where do larger peer-to-peer trades go?
Escrowed P2P offers for supported assets are on CoinExchange.cash. CXCASH is issued when you buy on CoinExchange.cash, not via in-wallet minting.